Payment Processing Options Comparison
Pool Office Manager integrates with multiple payment processing solutions to fit your business needs. This guide compares all available options to help you choose the right one.
Important: POM itself is not a payment processor. It connects with the payment solutions below to handle invoicing and payment collection.
Quick Comparison
| Option | Rate | Monthly Cost | Best For |
|---|---|---|---|
| Biller Genie + Fortis | ~2.9-3% CC / 0.10% ACH | Basic FREE with POM | Most users - full automation |
| Stripe | ~3.1% | Stripe fees only | Standalone processing |
| QuickBooks Online | Varies by processor | QB subscription | Existing QB Payments users |
| QuickBooks Desktop | Varies by processor | QB + Zedaxis | Desktop QB users |
Option 1: Biller Genie + Fortis (Recommended Partner)
Pool Office Manager has partnered with Biller Genie (invoice automation) and Fortis (payment processing) to provide a complete billing solution. The Basic Biller Genie plan is included FREE with your POM subscription.
Credit Card Processing (Fortis)
| Fee Type | Visa/MC/Discover | American Express |
|---|---|---|
| Interchange Plus | 0.50% | 0.50% |
| Authorization | $0.25 | $0.25 |
| Interchange | Pass-Through | Pass-Through |
ACH/eCheck Processing
| Fee Type | Rate |
|---|---|
| Discount Rate | 0.10% |
| Transaction Fee | $0.50 |
| Return Item Fee | $10.00 |
Monthly Fees
| Fee | Amount |
|---|---|
| Monthly Minimum | No Charge |
| Statement/Service | $10.00 |
| Regulatory Product | $5.95 |
| Monthly Service (ACH) | $10.00 |
Effective Rate: Approximately 3% for credit cards when all fees are factored in.
Features Included (Basic Plan - FREE)
- Seamless integration with POM & QuickBooks
- Integrated CC & ACH processing through Fortis
- Integrated auto-pay & recurring billing
- White-labeled with your branding
- Automatic invoice delivery
- Payment reminders
- No contracts
Premium Plan Features (30-Day Free Trial)
- Eliminate Credit Card Processing Fees - Add surcharge to pass fees to customers
- Branded Customer Portal
- Automated Overdue Reminders
- Paper Check Conversion & RDC
Option 2: Stripe Integration
Stripe is a standalone payment processor that integrates with POM.
| Fee Type | Rate |
|---|---|
| Credit Card | ~3.1% + $0.30 per transaction |
| ACH | 0.8% (capped at $5) |
Why Choose Stripe?
- Well-known, widely trusted processor
- No monthly fees (transaction fees only)
- Works independently of accounting software
Option 3: QuickBooks Online Payments
Invoice through QuickBooks and use your existing payment processor.
QuickBooks Payments (Intuit):
- Credit Card: ~2.9% + $0.25
- ACH: 1% (max $10)
Option 4: QuickBooks Desktop (via Zedaxis)
For QuickBooks Desktop users, POM uses Zedaxis to enable a one-way sync from POM to QuickBooks Desktop.
Feature Comparison
| Feature | Biller Genie + Fortis | Stripe | QB Online |
|---|---|---|---|
| CC Processing | ✓ | ✓ | ✓ |
| ACH Processing | ✓ | ✓ | ✓ |
| Autopay Enrollment | ✓ | Limited | ✓ |
| Surcharge Option | ✓ (Premium) | No | No |
| Auto Reminders | ✓ | No | ✓ |
| Included with POM | ✓ | No | No |
Getting Started with Biller Genie
- You'll receive an email from Biller Genie to activate your account
- Complete the Fortis application online (no credit check, no paperwork)
- Schedule your training call once approved
- Connect to QuickBooks and start processing
Support: pom@billergenie.com